As a 1st time home buyer is this process supposed to be fun?

Finally and this is the biggest worry - I work in a super niche field. At any given moment there are only maybe 5-10 jobs in the US available for me. I'd hate to lose my job or start hating it and then be locked into one location due to a home. This is basically an opportunity cost/risk equation.

This is why having a healthy emergency fund is important. Knowing that you have 6 months or even a year's worth of expenses saved in an emergency fund eliminates that stress of potentially losing a job and not being able to pay the bills. Also, the chances of both you and your wife losing your jobs at the same time is even more unlikely, so at least one of you will be bringing in an income if that scenario happens.

/r/RealEstate Thread Parent