I 20-year-old university student Calling all accountants, brokers, and finance experts to understand my mom's fraudulent behaviour --- Please read the entire thing if this is your area of expertise and comment. Your perspectives would do me So MUCH :)

And as for claiming bankruptcy…. Man I don’t wanna do that shit at all…. I had plans for myself, and screw that shit, I don’t deserve that… I really hope that I am safe. Like this is such bullshit. My mom, the person who was suppose to love and nurture me has the ability to just ruin my future like this ? It’s so dumb… CRA, banks, etc… really need to do a better job…. They need to have measures for situations like this… financial abuse starting from a young age …. It’s different then financial abuse towards the elderly.. completely…. My mom would reel me in with affection and lots of gifts and I just did not understand that she’s spending money that she does not have. To be honest, When applying for schools and everything, I thought my parents were very well off and I didn’t even know student loans existed… my mom never told me anything of this. She portrayed that my dad and her made enough money, so that’s what it was in my eyes. She’s living a maple leaf lifestyle, and I don’t want any part. If I had known these things (I know I should have now) I would probably work for a year then go to school, and come up with a financial plan for myself… but no, this wasn’t the case, I was comeptyly convinced that my parents were well off, and no problems occurred financially. She’s deceiving as hell, and sometimes people in my situations legit just can’t do anything About it. We just born into it. It’s not fair… my parents aren’t drug users, they both have degrees, and you’d be surprised if I mentioned my dads occupation, but none of that matters to the law when they see a young coloured male in his 20s fighting for what is his… in fact, a lot of times people just automatically assume the worst, not knowing what’s in my heart and how I was raised….

/r/PersonalFinanceCanada Thread Parent