Your logic is stupid.

Your counter argument was even dumber. Of course you're not going to pay for a house in cash. Just like of course you wouldn't take out a loan to buy clothes, shoes, and furniture. You need a loan to purchase those commodity items then you can't afford it. The same goes for a car. You don't have to agree with me but that doesn't make you right. If you make enough money to afford the payments then you make enough money to save up and buy it in cash and save you thousands of dollars in interest. You are literally paying more than the car is worth and it will only continue to go down in value. And you think my logic is stupid...