3. Advice for my set up going forward

Advice for my set up going forward

Im not sure what a Roth 401k is, ill definitely look into it! Currently I have a 401k through my employer, and a Roth IRA through M1 Finance.

My income is flexible due to my income being reliant on commission. Last year it was $111k, this year probably lower. I am parking my money in a HYSA until I figure out what to do with the excess.

My various stocks account are just some stocks I like/think have potential. My taxable account is 100% VTI currently.

Ive been thinking about opting into an HSA, but I dont go to the doctor nearly enough.

I live at home currently since rent in NY is insane, but its something im hoping to look into in the next year or so! Id love to buy a house eventually.

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