Maybe it should be Kid-For-Loan. If you have a kid, while married, you get your student loans forgiven. Or, another kid. We need some population. Women quite literally say, "I can't have a child because I need my job to pay my student loan, and, the job doesn't pay enough to afford daycare."

The cheapest daycare is to take care of your own kid. That's easy if you don't have a job. And you don't need a job if you don't have student loans.

If your husband has a job, or two, and you are a frugalista.

But that student loan is a better contraceptive than an IUD or the Pill.

And it wastes a woman's time. By the time the debts are paid, she can't have children, or not as many as when she was young, or her marriage has died because it was never fulfilled with children.

One heck of a contraceptive.

Some guys won't even date a woman with debt, serious debts.

Some women are humiliated at having their man pay their student loans even if he easily can.

Damn this nonsense. Study online.