Thanks for taking a stab at this! If we nail this down it'll save many of us a lot of typing :).

That said, here's my feedback:

High interest debt should absolutely come before 401k match.

I also think you should reconsider moderate interest debt being ahead of IRAs. If you can deduct your IRA contribution, you've just saved more than you would pay in interest.

HSAs can arguably be better than IRAs, too. No traditional deduction limit, can withdraw from it w/ medical expenses (therefore a better emergency vehicle)

The other thing I struggle with is how specific advice can be. Sometimes a taxable account makes more sense than Megabackdoor Roth.

Also, we don't talk about short term savings goals.