CA teacher with over $150,000 in student loan debt considering bankruptcy

ironically they passed this 2009 CARD Act - Credit Card Accountability Responsibility and Disclosure Act - to keep banks and their cc targeting off campuses. They literally have reports by big banks/card issuers identifying that college students are the most likely to screw up with credit/loans. So I'm not sure if the big banks can proliferate all through campuses these days.

And why I'm going minor crazy over this isn't because I'm in the same boat. I was just super close getting into that boat, delivered flowers to pay for my former super cheap college - which now charges in-state residents 20k before living expenses, made probably the hardest decision of my life to turn down my dream law school which would have put me into the 180k debt range... and instead went with the scholarship to my undergraduate university's law school. and i've STILL got some debt.

so when you see your annual salary of $180,000 get whacked down to $100k and had i gone to the law school i planned on going to... i would be "lucky" - taking home $100k annually before getting crapped on by rent among other expenses, and nearly $20k in interest alone...

so i can get on my high horse and chastise people who didn't make great choices but 1.) you don't need to be a consumer law scholar to realize there is something messed up about what's going on and 2.) i didn't make great choices - i just got lucky and didn't make the wrong choice, 3.) my job sucks. i hate it but i have to do it right... i am almost certain everyone with massive debt feels that way also except with less hope.

so i'm sorta passionate while sadly offering no real answers or solutions for those who just didn't realize the full burden of what they were taking on... and i hate seeing dickheads get on their high horse and casting blame on the tangible target rather than the system. alright that's about it, too much info here

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