Car loans and break ups

What they are saying is are the names on the title listed as "Jane Doe OR John Doe" or are they just written together or as "Jane Doe AND John Doe."

If the names are listed with an "OR" dividing them, then either party could sell the car or refinance without consent of the other.

If your names are both on the vehicles, then you are both equal co-owners, meaning she would have to get your approval to refinance the car without you but you could also have to get her permission to sell the car or get her to agree to remove her name from the title. The only other recourse would be to hire an attorney to file suit to force the sale and split any proceeds remaining after the lien is paid between you.

/r/legaladvice Thread Parent