I charged back Stock X

When u apply for apple cc they will give u a limit line as well.

I want u to understand that if you receive 2500$ credit line.

And the MacBook costs 1199$

This will mean you will use 2000 dollar out of 2500 dollar.

This will result in a very very very high utilization.

So don’t open an apple credit card to ruin ur credit score for 24 months :)

There is an alternative to do this which will be the best way for you.

In the other hand I can recommend u to purchase the Mac book when u have the whole money. But-

Pay 950$ out of the 1199 mac book price. The balance in your card will be 249$

This means == you are using approximately 250 dollars out of 2500 from your apple credit card. Which is 10% utilization.

I know my english is bad and I tried my beat to explain what will happen but yeah.

We open credit cards to build it not use it.

When u use it for the mac book it will hurt you. Also this will be ur 2nd card so u are not guaranteed to have a hight amount of credit line(not impossible tho)

/r/AppleCard Thread