Georgia cold? Yeah, a bit of Fireball is probably all you need.

Seattle reporting in:

Costco 32* long underwear Two winter golf gloves, not one Quarter-zip top (not cotton) ‘Puffer’ vest (for warmth with better swing freedom) Lightweight wind proof top layer Wool hat Shake-and-bake hand warmer packets

And when playing in the cold with rain:

Lightweight Gortex rain jacket Gortex rain pants Waterproof golf shoes Scotchguard applied to golf bag, esp. pockets Extra towel in bag Extra towel in car Extra socks in car

With the above you can be quite comfortable and enjoy a nice round on you favorite course without having to wait for, or be rushed by, all the other fair-weather golfers who head for the sim lounges when the weather isn’t perfect.