I have USCCA. There's some stuff not quite right on your USCCA section:

Platinum Level Attorney retainer is $150K, not $200K.

USCCA members family (spouse, relatives, and anyone under 21 "in the care" of the member are covered in the home/property at the same level. For $47/year, the spouse can be covered OFF property (concealed carry, for example) at the same level as well.

The insurance covers ANY legal weapon used in self defense. So even if you grab an attacker and shake them really hard, they'll cover your legal battles.

The funds used for your defense can be used to cover the cost of expert witnesses (this can get VERY pricey, and is often worth it.)

You don't have to pay the 10% "bail" out of pocket. The web site does explain that they pay your BOND, which is legally held at 10% of the Bail amount. So if your Bail is $50,000, they will pay your $5,000 Bond amount (to a bondsman) up front. So the ACTUAL payment levels are $5K, $25K, and $50K, corresponding with the (non-payout) Bail levels you've listed.

Also, just to clarify, you DO have access to the USCCA network attorneys if you want, but you can also use your own.

Personal Hardship coverage can be used to repair damaged property, replace firearms, etc...

I'm platinum level, and I never got my "badge" I think they may be referring to the level logo/graphic on your membership card. But maybe I just got ripped off --- Just in case I get one on my renewal, I'll practice my best "Burt Macklin, FBI" badge flash!