would cost me at least $3,000 a month and thats JUST to keep the doors open. and thats REALLY cheap compared to a lot of places... Id need at LEAST $85,000 in cash to even try and attempt it.
Business owner here. You don't need that much, what you need is enough runway for like 3 months and the balls to take it on the chin if you go bankrupt. I've hired people knowing that if they didn't produce the results I wanted I could only pay them for five weeks. They're still here after two years.
The sad truth is what separates the self made from the neurotypical and industrious poor is mostly down to big balls, that's it. My dad didn't loan me anything. We risked being homeless to get here, or at least I did. Most of the millionaires I know got busted back down to low wage levels and fucked their credit at least twice before they really "got it" and got out for good. You have to be able to get absolutely beat and get up.
The only thing I'd suggest is instead of the big lie, "do what you love" (which is why art and women's studies majors are $100k in debt, because nobody gives a fuck what you love, they care what they love and will therefore pay you to make/do), you find something that people want and balance that with startup costs. Launching a successful app company, if you have a great idea, might cost you $30,000, vs $150,000 to start a successful diner that makes way less money. My friend started a rental business where the item he rents costs literally $6. He started it with $3000 total invested and just built it up from there. For months, he was turning away 10-12 customers per day. He just invested $50,000 (all from profits) into inventory in his business, bought a truck, etc. It's really taking off.
Don't let the obstacles stop you. Those obstacles are the reason why people on the other side make more than the people on this side. Just like doctors make many times what a barista does, because most people scrub out of medical school, anytime you survive and thrive doing something that most people walk away from, as a survivor in that arena, you're going to be compensated at a much higher rate than the people who saw the barriers and gave up.