I'm 3/24 with a short Chase history. Just got my CSP and CFU 1.5 months ago from Chase. Credit score is 730.
I'm starting my own side business and applied for the CIC. Got the 2 week message for about 2 weeks and got impatient. Called in and I think I got the most relaxed CSR I've ever spoke to. He said my report was frozen. (unfroze it for the application but I guess I didn't unfreeze it for long enough) He waited on the phone while I unfroze, and then asked me what my business was and why I had no revenue. I explained that I didn't want to lie on the application because I didn't have revenue as of yet but expected about 15,000 dollars by the end of the year.
He put me on hold for about 5 minutes and approved me with a 10k credit limit. Maybe I got lucky, but it definitely was not what I expected.