To me it’s pretty binary:
I bought a company that comes with risk. Typically the newer the company the greater the risk, especially in this economic environment.
In my eyes 4 things will happen.
Clover Health goes to zero and does not exist any more.
Clover Health gets bought out at a relative discount because of financial difficulties.
Clover Health gets bought out at a relative premium because of industry disruption.
Clover Health becomes an industry disruptor, and competes with the big names in the sector.
What is occurring right now due to price movement, is it seems #1 is the favorite option, as you can see with the opinions of this thread as sentiment and price continue to be negative.
If you believe in #4, most see your as an idiot.
I know what I believe in, and time my price and time horizon will either be proven correct or incorrect.
This is itself is the conundrum of investing.