See, all these things don't matter actually. Cut the crap I have never seen someone on their deathbed regret enjoying their money.

All this "enjoy your life" thing doesn't apply to majority. I like to browse internet in my free time and that doesn't cost much and I can do that while working also, so I don't need to FIRE. I can keep on working and that beats inflation as well.

It's like the film "Ye Jawaani Hai Deewani" where the Ranbir Kapoor character wants to travel and take photos and all and the Deepika Padukone character wants to work in an IT job and attend meetings all day, I am exactly like that Deepika Padukone character (except I don't like to take bath).

(me cosplaying as one of the frequent commenters of the sub ;D)