This is what you do, you cut those $200 worth of expenses (that are not utilities or rent) to HALF or less, I live with 2 cats and my gf and I run on probably $120 at best (me actually picking some extra stuff from the grocery store) there is no need to be spending 200-400 for one person a week honestly. Pay off some your debt and save up until you’re back inside that comfort zone, pay say $200 to each card ever check (money you should have from not spending too much, also don’t eat out and fasting once a week is not bad). Once you’re done paying off the debt then you can continue for a bit longe and throw $200-$600 towards your savings. We’re in a technical recession that is going to get worse and people might lose their jobs (not saying you but it’s a possibility given previews recessions) and we might get hit with depression late 2023, so having a good amount saved up is gonna help during the hard times. This is just how I would approach this personally and I know cutting Starbucks can be difficult (I make my own espressos/cappuccino/macchiatos at home because I bought me an espresso machine since it would be cheaper to buy one than have Starbucks every other day for a year), but I promise you it’s possible and while it’ll be hard at first, you’ll be happy to have zero debt and your savings going back up.