I Don't Want to Retire

First off, if you're young then you can't decide right now that you "never want to retire". That mindset will greatly change as you get older and the corporate world swallows your soul. It'll also change as your body ages, you get less energy and less time to do things that you enjoy. Heck, just being a homeowner is a full time job alone that many young people don't think about.

The logical part of me says that saving for retirement is essential because you never know what will happen and I could become disabled and not be able to work anymore.

Yeah, so there's your answer. You're essentially going to risk living under a bridge if something happens and you can no longer work.

/r/personalfinance Thread