I don't have a lot of money. I am lucky to have fix rent and such. but no stocks or investments. great credit though.

My parents however do have money. My dad was a pretty high up person at a national bank and invested his money properly. Nothing crazy, safe investments that meant a low risk, low return but reliable. We were talking about stuff and he even mention that despite his holding, he has taken a pretty big hit because of the last 4 years. Idk what stocks these people have but unless you have some inside scoop, even people with real stock options and investments have taken a hit. (I know you put /s) but people who argue about the stock market prolly don't actually have enough stock for them to realize its all been shit or think day trading is some reliable way to invest funds.