Extremely poor financial planning by family cripples me

What you should do is be better.

Don't worry about any debt that doesn't have your name on it. But understand that it could be so much worse.

My father worked his ass off but had a drinking problem. After medical issues made it impossible for him to work it was up to me to provide for him. For about five years I paid his rent & bills and provided a little bit of cash while he fought to get covered by government programs. He never got approved and literally died the day he was scheduled to appear in court to settle up a civil case for having an implanted defibrillator malfunction multiple times.

Several bill collectors tried to get me to pay debts he had. I told them all to kiss my ass.

/r/FinancialPlanning Thread