they're snorting weird austrian propaganda straight off the back of the mises institute, which uses a sleight of hand to differentiate between "real savings" and "savings" in a conventional sense (heavily implied to be fake), with the intention of building up opposition to ideas like MMT or UBI.

the argument is that savings from the government giving you money isn't "real savings" because if the government runs out or stops giving out money then it will all collapse in a poof of speculation and that would be horrible, or something. just googling it comes up with all sorts of right wing bullshit

anyone with even a cursory familiarity of the great depression and why we moved away from the gold standard will realize why this is a really dumb argument