Followed JL Collins advice, doubt setting in…

TLDR: I'm panicked and any emotional support is appreciated.

New investor. I researched this for months. Agonized and read reddit and old school boglheads forum since August. All through the autumn I could just not pull the trigger. Read so many posts on DCA vs. Lump and didn't think I needed the emotional support of DCA, turns out I did. I lumped in low six figures Jan 12 into a TDF - the DAY BEFORE it started to slide. Then I immediately wanted out by that Friday.

I kept asking my advice-only advisor if I should wait for a while and he kept saying that was market timing. My instinct was to just wait it out - until at least to see what the Fed begins to do, but I went with conventional wisdom to put it in when you have it.

So yeah, I was down 1% by Friday the 14th and I wanted to sell. My advisor was saying don't lose my cool - that we misjudged my risk tolerance - that I should just hold the line. My instinct was to sell that Friday but all the conventional wisdom was against it so I held. So that's twice I went with conventional wisdom vs my gut. I understand conventional wisdom will be right 99% of the time - I just decided do all this in the midst of that other 1%. Hard to believe in the tried and true rules right now.

This is bone headed but I'd rather lose 10-15% of my investment at this point and go back to the drawing board than wrestle with the notion that I blew 40-50% on the eve of a 2000-like crash.

/r/Bogleheads Thread