For those that voluntary went from a dual-income family down to one do you regret it?

We are a one income family, wife has taken care of our daughter for a 2,5 years, and now we are thinking to try for #2.

I have a good salary - also IT, allowing us to save 25-35% of the income. - we don't have any debts and we don't plan to; - we don't own a house and we don't plan to- we rent; once we retire we will buy a small vacation house in a village or a small apartment where we can fit 1000 books. We prefer mobility over being tied to a loan and to a place. - we save for retirement - investing in a balanced index portfolio ( bogleheads 2-3 fund portfolio)

Plus: - Daughter has top language skill - head and shoulder above the peers in her age group ;) - relaxed atmosphere in the house because it's only my job that sometimes can be stressful; - really nice as a man to not have to worry about all kind of issues as they get taken care of and there is also a warm home.

Minus: - you need to have a budget and keep an eye on it; - cannot do impulsive buying as you wish - all the stuff we want go to a wishlist, get prioritised and distributed for the next months, as budget allows. (ex. this month a slow juicer, the next one my wife gets an iPhone 6 and in October I get a 4TB HDD ) - all the stuff that we realise we don't need but somehow want, gets moved to the end of the list and in 2-3 months, we realise, we don't really want that and gets moved out. - sometimes tensions might build and you might get the impression that it's only you that works - not true - being at home with 1-2 kids is more than a full time job.

We live in a good country - Denmark, so schools/college and medical care is free, so we don't have to worry about that.

We plan that she will enter in the workforce in the near future or after #2. Actually I'm helping her build the skills for an entry level qa job.

Basically everything she would make it would go to saving for retirement and maybe some of it to vacations so except the prestige of having a job and a nice LinkedIn Profile there is no real need that she gets a job.

/r/personalfinance Thread