As a freelancer, should I still pay for my SSS and Philhealth contributions?

Question lang: What if you’re being hired ng company muna as a project based employee (do your own taxes and ikaw mag asikaso ng own government docs—won’t even reach 250k per year for tax obligations; startup setup) then nag aabang ka lang na ma-regular (either absorbed or hired by another company that does your docs). Worth it pa rin ba? Kinakabahan kasi talaga akong lumabas ng bahay to fix my docs. G na ako sa WFH job na ‘to.

For context, covered pa ako sa HMO ng parents ko. I get that it’s the law but is it really enforceable? Besides, it’s not even tax evasion cuz mababa sahod ko for now. I’m really just waiting out for better opportunities—opportunities in the form of regular jobs na makukuha ko once ayos na ang pandemic since most of the jobs that I’m qualified for aren’t WFH (fresh grad palang kasi).

/r/phinvest Thread