In Germany, migrants will often stand in front of cars and glare at the passengers until the driver gives them money. Here's what happened when one tried that to a car full of Poles.

If you worked two jobs, you could keep your wife home. After the second car, second tax bill, second work clothes, she may not be making much. It might be more economical to have just you making the whole income with one tax bill and one car. As you have a house, maybe you can house a paying boarder such as a student.

If you have any land around your house, perhaps you can grow some of your produce, including winter hardy types all year. Look up Caleb Warnock, he's a Mormon expert in all that.

Food can be delivered. Your wife does not have to drive to the stores.

I certainly don't argue with what you said. But there may be a way.

If you get a tax reduction for each child, you may do better than you think.

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