In insane world this is true, in the real world people invest the money. That's the purpose of an economy.

So assuming 3k/month living expenses and being a garbage investor (putting all into snp500), how long does it take to become a billionaire with that kind of money ?

58 years, that's the answer, assuming you started 58 years ago average interest on snp being roughly 11% yearly for that period.

Granted, if you're using exact numbers you might get +/-20 years to that, but the answer ends up being still quite reasonable, surprisingly reasonable.

So... Ahm , quit your bullshit ?

Or maybe I am being silly trying to voice some semblance of common Sense in this ceasepool.

Maybe it's just a matter of education and this is what happens when kids aren't thought about money and ideas like savings and credit ?