Still links to your account, I can't capitalize on you, that's immoral and inherently exploitative as you are a human being and likely part of the working class. If I were to capitalize on you, I would pay you a wage to stand in a city center where you ask for money. I don't have to necessarily occupy the private property that you stand on, but as a work, all the money you make goes to me while you get payed a wage for meaningless work.

Now that makes me rich, and you're probably thinking, "well I can do this to others and start an enterprise,"but no, it requires the endless exploitation of the workers. The reason I get a nice house is because I capitalized on JB who can barely afford a house. Others tell him to pull his bootstraps but it's not as easy as they think it is from their high mountain homes.

JB decides to start a workers owned cooperative, where instead of exploiting others, he gets a group of people together and starts a business. The business sees a 30% chance of existing in the next 3 years compared to private enterprises which usually have a chance of 16% in the next 3 years. JB and friends decided to start a steel mill, and the first thing that pops into their minds is, "what the fuck is a steel mill?" So they hire an expert, engineers, and workers to work on the project. The workers from another company are a separate company, and so not part of your cooperative, but the social contract remains the same in this new sort of business. JB and his workers decide to democratically elect managers, and decide the pay of their designers, managers, construction crew, etc. JB realizes that while he doesn't get as much money as he does in a private enterprise, everyone gets a fair distribution of pay and can decide what to do with the income democratically. Now the workplace doesn't seem as boring or mindless, JB is actually part of his business and everyone works hard because everyone has a stake in their business. JB and his workers now live in nice homes thanks to their business taking off. His former employer still lives on a high mountain but now feels empty, that all he's ever done is exploit a few workers for money; meanwhile JB feels fulfilled, that him and his workers are the company, and successfully took control of their own life without the cost of exploiting others.

This is why I don't capitalize JB.