As you undoubtedly have already suspected, there is a lot of snake oil in the industry of sound.
You are correct: there is a major risk when you buy pickups (or a guitar, or an amp, etc.) without knowing what effect it will have on your instrument / setup. The only definitive way to know is, of course, experimentation. To this day, I am not aware of any selling point or service that will allow you to e.g. install a pickup in your guitar, take it home for a week, and see what you can actually do with it. This is where the snake oil sellers come in:
I'd urge you to ignore all those. I think we, collectively, need to put more emphasis into evaluating - as such, either try to evaluate pickups before you buy them (on another instrument? borrow from a friend? evaluate on a solid and quantifiable measure like frequency output relative to other pickups?) or buy as cheap as you are comfortable with.
PS. You may find it useful to leave effects & amp characteristics out of the way when comparing pickups (as in, play & listen clean - not unplugged).