How can I get on the property ladder when house prices are hitting an all time high?

So your counter is this.

(Still posting this even if they did delete their comment, for the benefit of others)

What, statistics?

Having student debt doesn't rule you out from getting a mortgage? I have student debt and have a mortgage. The debt payments are minimal when you're on a lower wage to start with (like in the region of £300 a year if you're on £30k) and it gets written off after 30 years if you don't repay it all anyway.

The impact of having a student loan on your ability to get a mortgage is outweighed by the increase in salary. If you're on £30k without a loan, you can, on average, borrow up to £135,000. If you have the current type 2 loan and say you get a £40k job, you can borrow up to £172,305. So the salary increase has a more positive effect than the student loan does a negative one. Coincidentally, £10k is how much more graduates earn a year than non-graduateshttps://www.which.co.uk/news/2018/02/tuition-fees-reform-can-student-debt-stop-you-getting-a-mortgage/https://infogram.com/student-loans-1h7v4pxk01gj2k0https://www.gov.uk/government/news/graduates-continue-to-benefit-with-higher-earnings

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