How to show my SO my ROI

You must be a troll. Every single bullet point you put up there is basically the opposite of what a person should do to lead a financially healthy life. -$300k debt @ 6%. -$85k income only. -"I COULD net close to the mid six-figures...." -Worrying more about "upsetting" your girlfriend than about your $300k!!! debt. I could go on and on about your rent and your cc debt at 18%. You're an educated guy, but you're dumb. First step is to admit that you are dumb and you have to choose to change. Cut expenses, get a roommate. Let your girlfriend know about your debt, she'll probably leave you, that's ok better now than when you have kids already. Work hard at your jobs, apply at other places to get better salary after you have some experience. And stop with the stupid ROI, ROI, ROI you don't even know what the fuck it means, Return On Investment. Your education cost to your net income currently has a horrible ROI. Lastly stop with the "...I could net close to $X in sometimes in the future.." You are horrible at predicting your financial future, this kind of stupid mindset is what got you a $300k!!! debt in the first place. And oh my god you are 33 I just realized, why has no one explained this to you in the 33 years you've been living.....but it's alright, never too late to change

/r/StudentLoans Thread Parent