Jesus fucking Christ, I would have written every single word of that. Y'know what my life was like at 31? Lived with my mom, never had a paid job (helped out here and there at a friend's business, but never paid or regularly), not in school because I'd dropped out of a nursing program I was doing fantastic in because social anxiety and weight meant I fucked up a practical exam. Dude, you want to talk single? I was a (consensual, but that's another story) virgin until I was 32. I'd had two "boyfriends" before that, but nothing had ever happened. That person does not exist anymore.

I can't and won't live a life full of regret, there's no point.

Yeah, there's a point, but you don't see it yet. I'm telling you as someone who has been exactly where you are: there's a point. And yep, I know how condescending that sounds, because I had people tell me the same thing. Therapy can help.