Medical Student Syndrome.
What?
The idea of being 15/16 and having a financial plan for life is absurd. They won't have a regular income for half a decade. It's going to hit them hard if they were expecting 6 figures or get hit by a recession coming out of college.
I'd really love to know how you are going to engage teenagers in how to plan for retirement when they haven't even picked a course for college. It's like teaching a child to do calculus before they can do long division.
How and why to avoid living pay check to pay check.
You know for many this often isn't a choice. You can teach someone out of rising costs of living.