I all honestly I don't really know what I'm doing and too busy/lazy to learn

then you probably should not be in the crypto space...its all high risk, high volatility speculative gambling...not for investing, especially not "lazy" investing.
get yourself an index fund in stocks...thats a lazy mans game.
if you are still into crypto...and from Canada...get an account at Shakepay...they accept e-transfer 24/7 and have great customer service...you can easily purchase btc and eth there and send to your wallet or an exchange like binance if you are wanting other coins or to do trading.
lastly, dont listen to anything parakite has to say.