3. LPT: If someone is asking you to co-sign a loan with them, it's because they are...

LPT: If someone is asking you to co-sign a loan with them, it's because they are viewed as a high risk by the lender and they can't afford/qualify for the loan on their own. If you are not comfortable with paying the entire balance by yourself, don't co-sign.

Your story has one smart person and one idiot.

Based on it, I feel obliged to side with the idiot. Then I remember I don't know this person, they could possibly have deserved it. You would automatically tell me you know them and they are a lovely person who does work for charity and bakes macaroons for the homeless . I could tell you that she's actually been lying to you the whole time and not told you the full story. You then couldn't say anything which wouldn't show you in a naive light.

If I almost convinced you (any passing reader) with what I said, congratulations! You are also an idiot who is easily swayed, and you're most definitely a Trump supporter (he lives and breathes by this type of 'spin').

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