I love love love categories. * SUBSCRIPTIONS * YNAB * Costco membership * Amazon Prime * iTunes Match and iCloud Extra Storage * BILLS * Mom's Storage Bill (this category is going away soon) * Phone bill * Heat * Rent * Electricity * Internet * Student Loan * SAVINGS GOALS * The Closer (saving for an engagement ring) * Furniture Budget * Emergency Fund * Education * Moving * LASIK (never have any $ to put here) * Experiences * SAFE stocks (slow, low-risk growth) * WILDCARD stocks (riskier but higher-growth investments) * 401k * Down Payment on a house * APPEARANCE * New Shoes * Merchandise * Services (haircuts, massage, etc) * Clothing * HEALTH * Gym membership * Dentist * Medical Bills (I don't have insurance) * Prescriptions & Merchandise * New Glasses * CAR * Gas * Car Insurance * Payments & Tickets * Maintenance * Excise Tax * Car Repairs * Parking * Carwashes * Tolls * FOOD & DRINK * Groceries