Mid 30's in denial about debt need advice on turning things around if its even possible at this point (~43k)

You'll see a recurring theme in the replies you get, and it's that your car payments are absolutely insane for your income. 53 payments remaining tells me you bought this recently, and the 0% interest suggests that you bought new instead of used, which is a big personal finance no-no. What is your car currently worth? Assuming you bought new, I'm going to say you've got at least several thousand in negative equity on your car alone, you'll need to figure out how much you owe vs what you could get for selling it, and figure out a way to get rid of it, soon.

TV/Internet is really high too, cut back to internet-only and look into something like Sling ($20/mo) if you absolutely have to have cable. If you have AT&T cell service, then you can get a discount on DirectvNow, I think the discounted rate is $20/mo, same as Sling.

/r/personalfinance Thread