I don’t make $1500 payments on a single loan lol, which as I said is the rough cost - not even exact amount. It’s a combination of 3 major loans. Two are for school and one is for the car I bought. And yes, at the time of me buying a car I wasn’t as worried about my costs due to it being right at the end of college and lack of oversight on my end - I completely acknowledge that. No my car is not a Tesla, I wish it were, but it’s a base model WRX. In 3 more years I’ll have my car paid off and hopefully lowered insurance costs, allowing me much more lenience. On all my loans I marginally overpay because I have nothing else to pay for. If I made the minimum payment on all my loans I’d have an additional $300 or so every month.