Busted my ass since I was 13 working for my Dad's construction company during summers, saving my money. When I turned 15 got a job bussing tables after school and continued to save money through High School with multiple Summer jobs. Kept doing it till I was 18 when I joined the Air Force and started investing my savings and pay checks while living on base. Got out, got married, bought a house, and went to school. While in school worked two jobs while my wife worked until she got pregnant, all while still saving and investing, growing our money. We live a simple lifestyle both cars paid off, almost no credit card debt, almost no school debt thanks Uncle Sam, no cell phone bills, and no cable bills. Granted I still work two jobs but we could get by on just one.