3. It's moronic Monday, your chance to ask any of those lingering questions without...

It's moronic Monday, your chance to ask any of those lingering questions without fear of harassment.

I’m a 26 year old jr in college. I served in the Army for a few years which is why I’m so old and still in school. I make around 30k a year. I currently have 25k in a Roth IRA with USAA. I have around 8k in an S&P 500 fund and the rest in large cap index funds. 1 of them is a NASDAQ-100 index fund ($3000) and the other is a capital growth fund ($13,000). The capital growth fund is getting murdered this year and I would like to scale down the amount I have in that fund . Does anyone familiar with USAA like any other funds they have available in a Roth account? Could someone point me in the right direction on how to diversify these funds better? Thank you for any help or guidance you can pass along.

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