My car's dead and I'm looking for something new

idk who’s down voting you, kind of rude of them. Here’s just a few things.

You can get approved through your bank but to be honest your likely gonna get a better price from the dealer financing.

Negotiate. You can usually knock 1-2k off price without even trying too hard. Don’t be a sucker and pay full price.

Don’t fall for all the crap they will sell you. Undercoating, that windshield spray shit extended warranty. None of it is worth it.

Don’t finance the registration. Just pay cash. Expect this to be like 10% of what you pay for the car.

Make extra payments on the car to pay off faster.

Most of all, this is a big purchase. Do a bunch of research on your own and get something your gonna be happy with.

Also, with that much extra income I hope your maxing your 401k and IRA options out.

/r/personalfinance Thread Parent