My mom passed away in Dec. 2021 and her rental debt has been reported to my credit

Ok, any assets? Check with where she lived on a small estate affidavit.

No assets beyond whatever was in her bank account, really. Her car, I guess, which I sold already for just $500 because to say it was on its last legs would be an understatement.

I am looking at the small estate affidavit form you mentioned, but I get stuck pretty early on when it asks, "Are the assets of the decendent's estate greater or less than the decedant's debt?" I have no idea how to answer because I don't know what her true assets or debts were.

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