Never Forget - They were never on your side - They used you to suit themselves and only themselves.

Stock market investment is a complicated topic. What works for me may not work for you. Investing in the market does involve some risk, but it is NOT gambling if you do your homework and invest conservatively. I can point you in a general direction, but you have to explore and find your own way. I live and invest in the United States. If you live outside of the U.S., my advice may not apply.

For someone who has never invested in the stock market, mutual funds are your best bet. Google “Mutual funds” and read all about it. There are thousands of mutual funds you can invest in, with varying risks and rewards. Generally, the higher the risk, the larger the reward. You have to find the level of risk/reward you are comfortable with. Start by checking out [Vanguard]( https://investor.vanguard.com/investing/) and go from there. Their fees are generally much lower than other mutual fund companies.

BTW, the US stock market is not doing well recently, since President Trump started the trade war. Prior to that, there was a lot of talks already about the impending “market correction”, which is a sharp drop in stock prices, because the U.S. market has been on a bull run for over 9 years. So you may want to go slow for now. You may want to buy into a bond fund instead of a stock fund until the market condition improves. However, many investors regard a stock market drop as “buying opportunity”, like “stocks on sale”. Remember: the higher the risk, the larger the reward. If you don’t like the risk, then back off and wait out the storm. Fix your eyes on the distant horizon. Invest for the long term. Think in terms of decades instead of years, provided that you are still young, of course.

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