Why Nobody Talks About Financial Incentives For Average People To Use Crypto?

I agree but consider the following.

If two people have accounts with the same exchange, and one sends Bitcoin to the other, no coins have to be moved, no transaction fees are incurred. All that has to occur is that the exchange has to subtract x from one accounts balance and add x to another.

The benefit for the exchange is that they can still charge fees along the way.

Another problem with OP's suggestion is that the Bitcoin doesn't have to exist. If I buy $500 of Bitcoin from an exchange, send it to someone I owe money to through the exchange and they immediately sell it for $490 (after fees), all the exchange really did was move dollars. In this sense, a Bitcoin exchange could exist without any Bitcoin. But that's just a bank and we're back to square one.

/r/CryptoCurrency Thread Parent