If I had to pick someone embarrassing themselves between the both of you … it’d be you. And you’ve been belittling the other party instead of providing actual arguments.
u/TofuRancher has provided concrete logic as to why they think CEL could potentially be a Ponzi. It’s an opinion, but the opinion is reasonably argued and has sound logic to it.
On the flip side, you haven’t provided any logic/arguments to create a productive discussion as to why it isn’t a Ponzi. In fact, you’re only argument is that TofuRancher has no idea what a Ponzi is and that they’re arrogant.
It’s embarrassing. Perhaps take this as a lesson for some self improvement. Cheers.