Well, I’ll back off after this because I agree with you for the most part (fuck coding though that’s not for me). You could probably assume I’m fairly young at this point, 22, no kids, and the job I work pays me really well compared to my peers. I’m a foreman in concrete, and I’ve been compounding my money slowly but surely throughout the past year+. Waiting to cash out on my own machinery and startup my LLC without ever touching a loan because yes, investing in yourself is the best investment. Coming from no money and growing with a fear of ever living in debt I’ve always said fuck a loan, even for school (funny in hindsight ffs). Regardless, I like what I do and I enjoy hard labor, it’s how I’ve been brought up