My Grandparents, on both sides of my family, are very wealthy.

One side (My grandmother on my mother's side) involved working for a high income for many, many years. She was essentially the vice-president of a large company, working directly for the head of the company. She has recently retired.

My Father's side involved a business start up that has become very successful, and now my Grandfather works with politicians and invests large globs of cash into things. He is abnormally successful with everything he does, and my grandmother on that side is much of the same- keeping him in line.

On my father's side, I am one of a dozen or so grand-children.

On my mother's side, it is just me and my sibling.

I expect twenty years from now, hopefully longer- I will receive an inheritance from my grandmother. Perhaps a large one.

The thing is, I love my grandmother, and would much prefer she not die at all, so the concept is bitter sweet. I try not to think about it being an eventuality, and I work very hard on my own.

I fully expect, if I avoid those random lightning strikes or car accidents, or a bad divorce, I will be able to semi-retire in twelve years.

I track my money with meticulous detail, and am a very frugal guy. Working isn't something I want to spend my life doing, so I plan to get it over with as quickly as possible. over 50% of the money I earn is invested into something, either retirement fund or realestate.

I guess, in the end of it all, the concept of an inheritance is a bitter sweet safety net. I fully plan on being successful on my own, and if I receive something like that, I probably wouldn't be inclined to spend more than 3% of it a year.