Spend most savings on car?

Do you even understand why shopping based on payment is generally considered a poor decision

Yeah. And its literally OP's post. You are suggesting he can "comfortably afford a car" when its ALMOST HALF HIS DISPOSABLE PAY AND ALL OF HIS SAVINGS + $10,000 in loans?

REGARDLESS - You don't even know how much op makes. What if he makes 20k per year and lives with his parents? You're gonna MINDLESSLY SUGGEST that buying a 30k car is comfortable for him. The only conclusion anyone with common sense could give op is that he can't afford this car. And even the best case senario - he is spending TWO YEARS of his disposable income on a CAR. TWO YEARS.

I don't even think you can respond to my comment without making MORE assumptions or suggesting that "if you can afford the monthly payments! You can buy it!" kinda mentality. YOU are the definition of why many comments on this sub should be taken with a grain of salt.

/r/personalfinance Thread Parent