Either your a.) full of shit or don't understand math
The irony: berate my intelligence, misspell "you're."
You have no clue how much your policy is actually costing
I worked in healthcare software (insurance-related) for two years - I do know a thing or two.
My annual individual premiums on a top-tier Anthem BCBS PPO are ~$5000/year. I am responsible for $100 of that $5000 annual premium.
$5000 is just about 3% of my pre-tax salary amount ($160,000)
Let's examine my employer's current overall burden:
$160,000
+ $7050 (Social Security - 6.2% of $113,700)
+ $2320 (Medicare - 1.45% of $160,000)
+ (FUTA - negligible)
+ $400 (? State UI - didnt have an accurate number here)
+ $4900 (Healthcare premium)
In all, around $175,000 fully-burdened (ignoring vacation).
Under the new system:
$160,000
+ $7050 (Social Security - 6.2% of $113,700)
+ $2320 (Medicare - 1.45% of $160,000)
+ (FUTA - negligible)
+ $400 (? State UI - didnt have an accurate number here)
+ $11200 (7% premium)
Ah, an additional $6300. I'd sure like to have that in my pocket.
In addition, here's how I would make out:
Currently I pay around: $100/year. (~0.1% of $160,000)
New system I would pay: $4800/year. (3% of $160,000)
So, you want my employer to pay an additional $6k for me, and you want me to pay an additional $5k.
Turning a $5000/year cost into a $16,000/year cost: sounds like government to me.
No thanks.
Neither of these things have anything to do with the employers deciding to pay you more because of this law.
Are you saying that a 4% ($6300) increase in costs won't have any effect on how much my employer or a prospective employer can afford to give me? Really?
I'm not even an extraordinary case and these numbers will do more harm than good to me and my company.
I haven't even mentioned the overall reduction in quality that I would likely experience going from a very nice BCBS PPO in a relatively-unsaturated healthcare system to a government-controlled, one-size-fits-all, "everyone gets some!" system.
Is the CO government going to pay more than Medicare/Medicaid rates?