Is there a way to tell if my loans are subprime?

I went to the Art Institutes which is in the list of the qualifying, buut i am on the same boat of not knowing if 100% they qualify. I would be really wary of ANY changes in your account as Navient will do anything possible to not make you qualify.

To me they erased information on my payment history about some loans i paid out and they also put forbearances in between to make it look like i didn’t default, which i did lol i didn’t pay for longer than a year two times in that period and it’s very clear on my credit report.

They are acting super sketchy lately and now i get it.

Now i also wouldn’t bother calling Navient as they will only discourage you, i had someone tell me on the spot no you don‘t qualify which wasn’t even what i was asking.

Federal loans to this lawsuit would only be for that measly 260$ payment. Cancelling the loans is for the private loans.

/r/navient Thread