Thank you so much for your help! This is the type of real-world stuff they don't teach in college. What you're saying here is also a refreshing change of pace from the staunchly risk-averse stuff you usually read in this sub.

Another thing: While you've been successful at what you've been doing with commercial real-estate, I sense from your replies here that you're getting a little frustrated about the pace of your success. I sense that you want to grow faster. Have you considered changing the mission of your LLC from a company that (I'm assuming) solely benefits you and yours to a company that is a full-blown, privately run commercial real-estate investment firm? People are coming off stocks right now because of the current bear market, and they went into stocks in the first place because it was perceived as an easy way to get good returns since bonds are shitty. But your returns on real-estate are much greater than you'd get in stocks over the comparable period.

It's clear you've got an eye for real-estate: so long as you persuasively communicate this skill and your previous successes to potential investors, and promise an attractive slice of your income as a consistent return to those potential investors above what those investors would expect from stocks and bonds, you could bring into your LLC large amounts of interest-free capital (quickly) from wealthy investors fed-up or scared of the stock market and who are totally uninterested in the bond market. You could do-away with the bankers altogether and increase the speed and magnitude of your acquisitions because you wouldn't have to wait for the down-payment loan to be paid off on the new acquisition or (probably) even use the new capital to pay off previous loans and bank the expected interest-stream as a lower cost of doing business (and therefore greater profits). Not to mention the savings you'd get from not taking the bankers out for lunch anymore!