Tuition

https://www.investopedia.com/mortgage/mortgage-rates/how-to-shop/

For many folks, a home mortgage represents the largest long-term debt obligation of their lives. For this reason, securing the most favorable possible mortgage rate is essential to minimizing the overall costs of home ownership. A mere 0.5% interest rate differential can either save or cost a homeowner tens of thousands of dollars over the lifespan of a loan. Locking in the best possible interest rate may involve some time and research, but it will pay off for the homeowner in the long run.

You’re actually an idiot, and you’ve shown this continuously throughout this conversation. I would bet my life you’re not a lawyer, or you’re trolling around.

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